- Self-help based on solidarity ( self -help based on solidarity )
- Democracy ( democracy)
- capital strength are not prioritized ( neutaralited Capital )
- economy ( Economy )
- Freedom ( Liberty )
- Justice ( Equity )
- Advancing social life through education ( Social Advancement Through Education )
- Membership is voluntary ( Valuntarily membership )
- Membership is open ( open membership )
- Developing member ( Member Promotion )
- Identity as the owner and customers ( Identity of the co - owners and customers)
- Management and supervision of democratic management ( Democratic management and control )
- Cooperatives as a collection of people - people ( Personal Cooperation)
- Capital relating to the social aspects are not shared ( indivisible social capital )
- Economic efficiency of cooperative enterprises ( Economic efficiency of the cooperative enterprise )
- Voluntary association ( association Valuntarily )
- Freedom in decision-making and goal-setting ( Autonomy in the goal setting and decision making)
- Distributor will be fair and equitable outcomes - economic results ( fair and just distribution of economic result )
- Education member ( Member Education )
2 . According to the principles of Rochdale ( Rochdale Equitable Pioneers ' s )Principle - the principle of cooperation and the nature of rochdale according to its original form :
- Democratic oversight ( Democratic Control )
- Membership is open ( open membership )
- Interest on capital is limited (a fixed or limited interest on capital )
- Distribution of net income ( SHU ) to members proportionate to the respective services - each member ( The distribution of surplus in dividends to the members in proportion to their purchases )
- Entirely with cash sales ( Trading strictly on a cash basis)
- Goods - goods sold must be genuine and not faked ( Selling only pure and Unadulterated goods)
- Neutral to politics and religion (Political and religious neutrality )
- Purchase of goods for cash
- Selling price equal to the price of local market
- Good quality stuff , scales and correct size
- Payment of interest on capital is limited
- Profits divided by the number of purchases
- Part of the profits are used to reserve funds for education , and the social fund
- Membership is open to the public , neutral on religion and politics
3 . Principle according to RaiffeisenRaiffeisen principles are as follows :
- Non
- Limited working area
- SHU for backup
- Responsibility is not limited to members
- Administrators to work on a voluntary basis
- Effort only to members
- Membership on the basis of character , not money
- Farmers accustomed to saving
- Lack of oversight of the use of credit
- Membership is restricted to be between members can get to know each other and can work together well
- Management by the members and not be rewarded
- Net profits belong together
4 . Principle according to SchulzeTo establish credit unions or Bank Savings Credit is the way :
- Buy shares to become a member
- Raise capital from the junction that would give her money as capital
- Limit for short-term loans
- Establish work areas in urban
- Hire the managers
- Divide the profits to members
- Non
- SHU for cadanan and for distribution to members
- The responsibility of members is limited
- Administrators work with get rewarded
- Not limited effort not only to members
- According to the principle of ICA ( International Cooperative allience )
- Membership cooperative openly without any restriction made - for ( Open and voluntarily membership)
- Leadership that democracy on the basis of one person one vote ( Democratic control - one member one vote )
- Capital received bunag limited , and even then if there is ( Limited interest of capital )
- SHU divided into three :
- Most of the backup
- Most of the people
- Some to be distributed back to the members in accordance with their services - each
- All cooperatives must implement continuous education ( Promotion of Education )
- Cooperative movement should carry out close cooperation , both at the regional , national , international maupu ( Intercooperative network )
- Legislation No. . 79 of 1958 on cooperative societies
- Legislation No. . 14 of 1965
- Legislation No. . 12 of 1967 on the main points of cooperatives
- Legislation No. . 25 of 1992 on cooperatives
- Its membership is voluntary and open to any citizen of Indonesia
- Member Meeting is the highest authority as a reflection of democracy in the cooperative
- SHU division is set according to individual services - each member
- Interest on capital restrictions
- Develop the welfare of its members in particular and society in general
- Businesses and ketatalaksanaannya is open
- Self , swakarta , and self-sufficiency as a matter of basic principle of self -confidence
- Membership is voluntary and open
- The management is done in a democratic
- The division of the balance of the ( SHU ) was fairly comparable to the size of their business services - each member ( the member's share of the cooperative )
- Provision of fringe benefits to the limited capital
- Self-reliance
- Education cooperative
- Cooperation among cooperatives
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